Cherry Financing

Treat Now Pay Later

with Cherry &
La Jolla Dental Wellness Center

Buy Now. Pay Monthly. Let your money go further and take better control of your cash flow when you pay in smaller, more manageable monthly installments with Cherry.

Calm, comfortable care—schedule today

How It Works

Choose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you’re approved for financing, you can use your funds immediately. Manage your payment options using Cherry’s self-serve patient portal.

Flexible Payments For Any Budget

Use the payment calculator to simulate what your monthly payments could look like.

Nitrous Oxide

Nitrous oxide, or “laughing gas,” is used as a mild sedative.  It is delivered through a nose hood, and is administered throughout the entire procedure.  Nitrous oxide elevates the general mood and can evoke a general sense of well-being.  Most importantly, it relieves anxiety and reduces pain during the procedure.  In addition, some tingling and numbness may be felt. There are few side effects associated with nitrous oxide, and it has been safely used in dentistry for many years.

Oral Conscious Sedation

Oral conscious sedation is an excellent choice for people who fear needles.  Oral medication is provided prior to treatment in order to induce a moderate state of sedation.Though oral sedatives do not cause sleep, they usually dull the senses.This means that most patients cannot remember the pain, smells or noises associated with the procedure. Usually, a dose of medication is taken prior to the appointment, and then topped up during the procedure as required.

Testimonials

Don’t just take our word for it! Here’s what other patients have to say about Cherry…
 

Specialized Care in Periodontics and Dental Implants

When you visit La Jolla Dental Wellness, you’re in the skilled hands of Dr. Hyung Jin Bae, a board-certified periodontist with advanced training from Columbia, Penn, and Harvard. Dr. Bae brings years of experience in surgical periodontics, focusing on the gums, jawbone, and the foundational support your teeth rely on every day.
Dr. Bae’s passion goes far beyond routine care: He combines precision, technology, and a personalized approach to long-term oral health. His commitment to overall wellness enhances the lives of patients in our region and beyond.

Why See a Periodontist?

Think of periodontists as the architects of your smile’s foundation. Dr. Bae’s unique expertise allows him to diagnose and treat complex issues, rebuild gum and bone support, and place implants with accuracy and confidence. If you’re looking for care that prioritizes both your health and the future of your smile, Dr. Bae’s experience makes all the difference.

What to Expect at La Jolla Dental Wellness:

✔ Personalized Consultation
We take time to understand your concerns, goals, and health history before creating a tailored treatment plan.
✔ Advanced Imaging & Diagnostics
Using 3D scans and digital tools, we focus on precise diagnosis and treatment benefits.
✔ Comfort-First Care
IV and oral sedation options are available to help you feel relaxed and at ease during your care.
✔ Prevention Meets Regeneration
From early gum care to advanced tissue regeneration, we help protect and restore your oral health for the long haul.

Simple Payment Options

Insurance Coverage

We work with PPO insurance plans. If you have dental insurance, we will happily file your insurance forms on your behalf and request that the benefits be reimbursed to you directly. Please note that full payment is required at the start of treatment.
More
No dental insurance? No problem! If you are one of the 100 Million Americans without dental insurance, we’ve created a plan specifically for you and your loved ones.
More

We offer third–party financing options like CareCredit, and Cherry. Payment options through Cherry Technologies, Inc. are issued by the following lending partners: 
https://withcherry.com/lending-partners

More
visit img

Visit La Jolla Dental Wellness

Hours

Monday – Tuesday 9am-5pm
Wednesday – CLOSED
Thursday – Friday 9am-5pm

visit img
We are located in the Scripps/XiMed Medical Center on the campus of Scripps Memorial Hospital La Jolla.
Use the main entrance and take the elevator to the fifth floor.

FAQ

Approvals are valid for undefined days. Once that time period expires, you are welcome to reapply.

If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to “request an increase,” it means you are ineligible for an increase at this time.

Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.

No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.

Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.

*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.

To request a refund, please contact La Jolla Dental Wellness Center directly.

We defer to the refund policies put in place by La Jolla Dental Wellness Center and cannot initiate a refund without their approval.

Once La Jolla Dental Wellness Center authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.

Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.

Scroll to Top